Choosing the Right Retirement home near Roseville
Think about all the steps you’ve made in your life. As you enter your retirement years, the moves you make now are just as significant. When you begin reviewing all your choices for senior living near Roseville, it can be difficult to refine your options.
Depending on input from your loved ones can be challenging, especially when their own commitments are so busy. You don’t want to put any extra stress on them. That’s why it’s beneficial to get informed about senior living communities, considering both the upsides and negatives so that you can come to a conclusion that will lead you toward your own version of your ideal future.
What is the best place to live for seniors near Roseville?
Let’s start by comparing two main types of senior living communities: independent living and continuing care retirement communities, also known as CCRCs. As you consider both options, you’ll want to be informed about the differences between the two.
Independent living communities—like Sequoia Grove near Roseville—are tailored to adults who typically don’t need assistance with the activities of daily living. If they do need extra care, they’ll need to find it on their own. Residents enjoy all the amenities, resources, and wellness assistance offered in their monthly rental fees.
CCRCs, or continuing care retirement communities, are designed for independent seniors who expect to require a significant level of medical care or daily living assistance in the future. They offer a range of living arrangements, from independent living to skilled nursing. Residents enter into an agreement and pay an initial cost, along with regular monthly charges.
The most suitable option for you will be based on your personal situation.
Would senior independent living at Sequoia Grove be a suitable fit for me?
Senior independent living at Sequoia Grove was designed for people who:
- Are at least 55 years old.
- Are relatively healthy and active.
- Aren’t dependent on help with everyday tasks like getting dressed, personal hygiene, meals or tracking medications.
- Like to socialize and pursue their pastimes and passions.
- Are looking to live in a place of their own with freedom from home maintenance and upkeep.
Why does independent living benefit you?
At Sequoia Grove, you get all the perks of independent senior living without the contract obligations and costs of a CCRC’s contracts and costs.
How would you define a CCRC
CCRC means continuing care retirement community, sometimes referred to as a “life plan” community. In this type of senior living arrangement, you’ll find:
- Independent living apartments or homes
- Assisted living units
- Memory care units for those with dementia or Alzheimer’s
- Skilled nursing suites for individuals needing 24/7 care
While you may not ever need advanced care, you’ll still be paying for it. That’s a major factor when reviewing your long-term financial goals.
At Sequoia Grove, you get all the perks of independent senior living without the complex agreements and expenses of a CCRC’s contracts and costs.
What should I understand about CCRC contracts?
Moving into a CCRC requires entering into a multi-page, legally binding contract and paying a significant entrance fee along with monthly fees. If your financial situation changes or you decide to relocate, your entrance fee may not be reimbursed—depending on the conditions of your agreement. If the property is transferred, your contract terms might also change. It’s recommended to consult with a lawyer and a money manager before signing.
In contrast, moving into independent living at Sequoia Grove near Roseville only requires a simple rental agreement. No entrance fees, no multi-year agreements, and complete financial flexibility.
Do all CCRCs involve legal commitments?
Yes. And they typically come in one of three categories:
- Type A – Extensive Life-Care Contracts: You cover upfront for future healthcare.
- Type B – Modified Contracts: partial coverage is included, with more expenses added later.
- Type C – Fee-for-Service Contracts: Most affordable at first, but costs grow as you need more care.
What should I know about the true price of a CCRC?
According to the National Investment Center for Seniors Housing & Care, the average entrance fee for a CCRC is $402,000, but it can vary between $40,000 to over $2 million.
Monthly fees can start at $500 to over $3,000, and they generally get more expensive. You may need to use your home’s value, long-term care insurance, and personal savings just to afford the expenses.
At Sequoia Grove, there are no upfront payments. You simply pay month-to-month rent and preserve your retirement savings.
In what ways does independent living at Sequoia Grove compare to a CCRC?
Feature | Sequoia Grove | CCRC |
| Level of Care | Independent only | Full spectrum |
| Costs | Lower, monthly only | High upfront + monthly |
| Commitment | Flexible rental | Long-term contracts |
| Location | Granite Bay | Mostly urban areas |
Is it better to go with Sequoia Grove or a CCRC?
Choose Sequoia Grove near Roseville if you:
- Are seeking comfort in a place where you're part of a community
- Are ready to be done with home maintenance
- Are excited about a vibrant, social retirement lifestyle
- Live independently and in good health
- Don’t want to pay for care you may never use
- Prefer flexibility over binding contracts
Considering a move to senior living near Roseville?
Forget outdated notions of retirement homes. Senior living communities like Sequoia Grove are lively, engaging places that meet the evolving needs and lifestyles of today’s seniors.
What can you enjoy by moving to Sequoia Grove?
Socialization: Stay mentally and physically stimulated with recreational activities, classes, excursions, and parties.
Security: Emergency alert systems, protected residences, and thoughtful design for fall prevention offer peace of mind.
Amenities: Delight in everything from delicious meals and fitness centers to libraries, salons, and group activities.
Care When You Need It: While Sequoia Grove focuses on independent living, we can support access to care services if your needs ever shift.
You’re Invited to Visit Sequoia Grove near Roseville
At Sequoia Grove, we keep things simple—absolutely delightful, simply fun, and unquestionably the best option for independent senior living near Roseville. We’re pleased to chat with you, walk you through our community, and offer a taste of our dining experience. Find out why so many active seniors love living here. We look forward to welcoming you.